Kaiser Permanente is the largest and most reputable non-profit Health Maintenance Organization (HMO) in the country. This company first originated in California about 45 years ago. Now, they provide health insurance plans to members in several states. Kaiser of California Health Insurance provides basic plans that are simple for members to understand.
What Plans are Available through Kaiser of California?
Kaiser of California offers plans designed for the changing needs of individuals and families. Not everyone has the same requirements when it comes to health care. Deductible plans are best suited for individuals who rarely visit a physician but who want larger expenses covered. For the lowest premium, an individual would pay a deductible of $1500. A more intermediate or average premium would require the member to pay a deductible of $250.
Family Plans from Kaiser
Families with small children are more likely to visit their family doctor more often throughout the year. A plan that offers co-pay would be more economical. Co-pays can be in the amounts of $25 or $50 per visit.
Kaiser and Small Business
There are also many plans available for small businesses through Kaiser of California. Employers can also choose from deductible or co-pay plans, much like individuals and families. They may also opt for the Added Choice POS plan, which offers members a wider choice of physicians and medical facilities to use. For those who prefer to use doctors who are located outside of the Kaiser network, there is an option to use their Preferred Provider Organization (PPO).
Kaiser Plans for Seniors
Kaiser of California has not forgotten their elderly members, who make up a large percentage of the nations population. There are plans available that add value to the services offered by Medicare that greatly reduce the amount of paperwork involved in health care and claims.
Loading ...