Healthcare reform is just around the corner, which means many changes for the millions of people who reside in the United States. These changes will affect the quality and accessibility of health care across the nation. With the vast number of health insurance companies out there, how does one choose the company and health plan that s right for them?
The U.S. News Study of the Best Health Insurance Companies
A study in U.S. News has rated the top 730 health insurance plans and reported these findings to potential members. Each plan is measured in 3 major areas, which include member satisfaction, preventative care, and treatment. When combined, these 3 areas are assigned a score from 1-100 as well as a star rating. Companies with five stars are considered to be in the top ten percent of the group and companies with a 1 star rating are placed in the bottom ten percent.
According to this report, which was conducted by JD Power and Associates, the #1 health insurance company in the nation is Harvard Pilgrim Healthcare, who services customers in Massachusetts, New Hampshire, and Maine. Harvard Pilgrim Healthcare received the highest rating in the country for the 5th year in a row. This year, their rating was 91.1%.
Harvard Pilgrim excelled in member satisfaction, which includes doctor communication and handling of claims; prevention, which includes cancer and disease screening and immunization; and treatment, which includes asthma and diabetes control.
The Top Five Health Insurance Companies
Harvard Pilgrim Health Care of New England (90.2%), Tufts Associated Health Maintenance Organizations (89.9%), Grand Valley Health Plan (89.4%), and Capital Health Plan (89%) rounded out the top five for commercial health care plans.
Kaiser Foundation Health Plan of Colorado (89%) and Fallon Community Health Plan (88.8%) rated number 1 and 2 respectively for the best Medicare plans, and Kaiser Foundation of Hawaii (89.4%) and Boston Medical Center HealthNet 89.3%) were ranked 1st and 2nd respectively for best Medicaid plans.
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