Health Plans and Coverage
If you’ve read through the other sections on Health-Insurance.org, you have a good idea of what health insurance is, how to go about choosing and buying a policy, and how your lifestyle, family structure, and medical conditions will affect the type of plan you choose.
Health Plans, Coverage Options and Insurance Carriers
Now, it’s time to dive in deeper into the process of obtaining health insurance.
First, research the type of health plans that are available. You may have heard about some of them before – HMOs, HSAs, POSs – but not be fully knowledgeable about what this jumble of abbreviations means to your health coverage. We’ll explain them and present the advantages and disadvantages of each, and help you decide which one is right for you.
Next, learn about your coverage options. Depending on who you are buying insurance for – yourself, your family, your small business, the many employees of your large company – or if you are buying insurance for a temporary amount of time, you will have different medical and legal issues to consider.
Finally, find a health insurance company. We’ve gathered a long list of carriers and created profiles for each, explaining their company backgrounds, product offerings, and providing you with their contact information.


