Irritable Bowel Syndrome

Symptoms of Irritable Bowel Syndrome (IBS)

Irritable Bowel Syndrome(IBS) is a common disorder characterized by abdominal pain, cramping, bloating, gas, diarrhea, and constipation. About 20 percent of the population lives with some level of IBS but only a small percentage of these suffer from the most extreme symptoms. In many cases, IBS symptoms correlate to and are compounded by other disorders but in rare cases IBS alone can be so debilitating that the condition can be a disability. In addition, IBS may present challenges to patients attempting to get coverage for the condition. Learn more about insurance options for people with IBS:

• Treating irritable bowel syndrome
• Preventing irritable bowel syndrome
• IBS and problems obtaining medical coverage
• Health insurance solutions for people with IBS

Treatments for Irritable Bowel Syndrome (IBS)

For many, IBS is stress related or brought on by poor diet. Depending upon the exact symptoms, treatments vary. For example, Metamucil and Citrucel may be indicated if you are plagued by constipation. If diarrhea is the problem, Imodium or Lomotil may be appropriate. If bowel spasms are the issue, then anticholinergics like Donnatal or Levbid may be prescribed. However, if your symptoms are stress-related, your doctor may prescribe antidepressants like Prozac or Zoloft. Physical pain is treated with narcotic pain relievers like Vicodin or Percocet. Other drugs like Lotronex and Zelnorm are designed for short-term use by women only.

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Are There Any Preventative Measures Which May Prevent Irritable Bowel Syndrome (IBS)?

Because the causes of IBS are so diverse, the preventative measures vary as well. In general, avoiding caffeine, dairy products, spicy foods and smoking and increasing your fiber and water intake may help. Keep a food diary to help discover trigger foods and implement relaxation techniques and gentle exercises to relieve stress. Alternative therapies like acupuncture and eating peppermint capsules and foods high in probiotics like yogurt can be helpful as well.

How Might Irritable Bowel Syndrome (IBS) Affect My Ability to Get Health Insurance?

Because there is no cure, most health insurance companies consider irritable bowel syndrome to be a preexisting condition if it has been documented by a doctor within the six months prior to application for new health insurance. Waiting periods may apply for up to a year before treatment will be covered by your health insurance policy.

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What Insurance Options Are Available to Those Who Have Irritable Bowel Syndrome (IBS)?

Any family or individual health insurance policy should cover this condition and any approved treatments. Should you need assistance during your waiting period, seniors who qualify for Medicare may also qualify for Medigap to help cover extra medical expenses. Low-income families and individuals may find assistance through supplemental insurance coverage.

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